Our consumer life becoming more harder then we can imagine. Who do not want a hassle free life. Unfortunately we can not totally skip these! Identity theft is one of these threat for those who are not careful. Yes, i believe, if you are careful and careful to check your credit report regularly, at least once a month you can reduce possibility of identity theft.
You Have to Careful:
I am not going to give the definition of “Identity Theft”. You know, it is possible to apply for credit card or loan, maxed out your credit card bill by using your identity! Even they can loot your account and also charged unwanted credit card bills.
Most (maybe all) of us know the possible threat of “identity theft” and those who don’t know, they live in fools world! But i know, we are not sincere, we think “okay, will check it (credit report) tomorrow”.
I recommended to check your credit report regularly. Take action before any possible hassles.
At First Check Your Credit Report for Free:
Now i can hope that you understand the importance of monitoring credit report regularly. I never think or also not suggesting to check your credit report daily, once a month is enough.
You may already have noticed that by federal law you will get a copy of your credit report for free. Just you have to go government official website annualcreditreport.com . Unfortunately they are providing one credit report from three major credit bureaus (Equifax, Experian, TransUnion) in a year.
Tip: Think wisely, is it important to get all three reports at a time? Never, when you will apply your credit report it’s recommended to pick one bureau’s credit report. For instance, in january you can pick Equifax, in May you will pick Experian and from then after four months you will pick TransUnion. Yes, in this way you can monitor your report in four months basis.
Monitor Your Credit Report Regularly:
Identity? Protect it Perfectly:
I think, it’s enough if you will sincere and careful to monitor your credit report regularly though you can hire or take service from third party. They will inform you instantly if any fraudulent occur with your identity. Yes, you should take one identity protection service for final security. No one know when his/her identity will theft.
My friend Hery Creigh using this service even his kids (2 kids) also go through this service & he is satisfied. Still confused? Don’t worry here i am listing some reliable services.
Okay, Finalizing My Boring Story!
By monitoring credit report you not only protect your identity from theft also could track and control your personal finance. annualcreditreport.com will be best for start but consider Equifax.com to check credit report and IDwatchdog.com for better protection.
