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Saturday, November 14, 2009

Chase Sapphire Card Review


Chase Sapphire Card

The Chase Sapphire Card is the latest “revamped” rewards card line up from Chase. From what I can see in the reward program, I think Chase has a winner here. Check out this long review below.

How to Earn Points – The Chase Sapphire Card allows you to earn one point for every dollar that you spend on the card. Reward points do not expire and you can earn unlimited points. As a sign up bonus, you will get 10,000 bonus points. The Ultimate Rewards program also allows you to book travel tickets through their online travel system and if you choose to use that, you will earn 2 points for every dollar that you spend on the card. They also have a shopping portal where they have many online merchant partners. Using your card and shopping through their portal could earn up to 10 points for every dollar that you spend.

Rewards – The reward program for the Chase Sapphire Card is the Ultimate Rewards. It is a rewards program that offers travel rewards, merchandise, gift cards and other rewards. We’ll now go through the rewards.

Travel Rewards – There are a few ways to redeem travel rewards for the Chase Sapphire program. You can use their online travel site and book your flights, hotel stays, car rentals, cruises etc (just like you would with Expedia.com or Travelocity.com). Their travel site should be the same as these online sites with access to most flights and hotels. If you do it this way, you can get earn 2 points for every dollar you spend. By doing it this way, you could also either pay by points or pay by points and cash (from your credit card off course). 100 points is worth $1 (which is pretty standard).

You could also book your travel with other online sites or even off line travel agents. After you have done the bookings, you will just have to inform Chase and you will get a statement credit.

You can also transfer points into miles or frequent guest points with their partners. Below is a screen shot of their partners.